Use Your Home’s Equity

Without Changing Your Mortgage!

Access $50k - $1m in Equity, While Protecting Your Original Rate

WATCH THIS VIDEO FIRST! (SOUND ON!)

YOU’RE CLOSE TO UNLOCKING

YOUR EQUITY.

Answer a few questions, and I’ll personally reach out to walk you through your options.

How much equity would you like to access? *

Less than $50,000

$50,000 – $100,000

$100,000 – $150,000

$150,000 – $250,000

$250,000+

What’s your current credit score range? *

Below 600

600 - 649

650 - 699

700 - 749

750 +

Please enter your zip code *

First Name *

Last Name *

Phone *

Email *

By checking this box, you agree to receive text from Luis Daniel Centeno LLC. Msg & data rates may apply. Reply HELP for help or STOP to cancel.

Who This HELOC Works Best For:

✅ Home equity of $50k - $1m (minimum 15% equity)

✅ Credit score 660 or higher

✅ Looking to fund projects, debt consolidation, or investments

✅ Prefer not to refinance or reset their existing loan

A HELOC isn't a refinance, It's an additional funding tool.

Most borrowers assume that tapping equity means refinancing the entire mortgage.

That’s one option, but not always the smartest one.

HELOC lets you:

✅ Keep your current low rate intact

✅ Access only what you need when you need it

✅ Available as a fixed or variable rate, only pay for what you use

✅ Funds in your account in as little as 5 days, no in-personal appraisal required

Ready to Turn Your Home Equity Into Opportunity?

Meet Luis Centeno

Independent Mortgage Broker | HELOC Loan Specialist

Luis helps homeowners unlock their home equity without sacrificing their original mortgage rate.

He works across multiple lenders, not just one giving clients access to flexible approval paths that traditional banks rarely show.

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17911 Von Karman Ave, Suite 400, Irvine, CA 92614
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